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Cost of Living in Kobe

You'll have a lot of freedom if you live by yourself, but there are many costs that come with this lifestyle, so it's important to get an idea of how much money you'll need each month in order to live comfortably.

Cost of Living

Source: Result of Consultation with Universities in Kobe City

Student A(Living alone)

Food
40,000yen
Rent
42,000yen
Light, Heating & Water
15,000yen
Transportation
10,000yen
Books & School Supplies
5,000yen
Phone & Communications Fees
8,000yen
National Health Insurance
1,800yen
Other Expenses
10,000yen

Total …131,800yen

Student B (In a share house)

Food
35,000yen
Rent
25,000yen
Light, Heating & Water
8,000yen
Transportation
10,000yen
Books & School Supplies
5,000yen
Phone & Communications Fees
8,000yen
National Health Insurance
1,800yen
Other Expenses
10,000yen

Total …102,800yen

Pricing on Everyday Goods

Source: Ministry of Internal Affairs and Communications Statistics Bureau December, 2019 Retail Pricing Statistics Survey (Trend Compilation)

Sample Price Index for Food Items

An illustration of an example menu.
Rice (5kg)
2,282yen
Sliced bread(1kg)
435yen
Salmon(100g)
323yen
Eggs (Pack of 10)
213yen
Chicken(100g)
148yen
Ham(100g)
228yen
Cabbage(1kg)
158yen
Milk(1,000ml)
219yen
Sliced cheese(100g)
200yen
Water(2,000ml)
103yen

Sample Price Index for Eating Out

An illustration of an example of restaurant food.
Bento boxed lunch with fried chicken
667yen
Kitsune (fried tofu) udon noodles
580yen
Nigiri sushi(with 8-10 pieces)
975yen
Beef rice bowl
539yen
Curry and rice
667yen
Hamburger
178yen
Spaghetti
798yen
Pizza
2,453yen
Coffee
448yen
Piece of sponge cake
451yen

Taxes

Every person living in Japan is required to pay Japanese taxes. Here we'll be explaining taxes for international students.

Consumption Tax

Consumption tax is the additional taxation fee added onto the price of goods and services. In October, 2019, the consumption tax in Japan was changed to 10%. The price of items whose price tag includes consumption tax are "uchizei" (tax-inclusive), and those for which the consumption tax is listed separately are "gaizei" (tax-exclusive).

See more about consumption tax別ウィンドウ

Income Tax

*For those with part-time jobs

Income tax is the tax collected on the income an individual earns in a year. The tax rate is calculated and applied to your remaining taxable income once income deductions have been subtracted from your total income for the year. Generally, this tax will be paid when it is subtracted from your income by your company, so even if you are an international student working a part-time job, if you earn more than the set standard, income tax will be applied and deducted from your salary.

See more about income tax別ウィンドウ

Municipal Tax

*For those with an annual income over 1,030,000 yen

Municipal tax is the tax collected by local governments. The tax amount is determined based on the area where you live and your previous years' income.

See more about Kobe City Prefectural Tax (Japanese only)別ウィンドウ

Year-End Tax Adjustment/Final Tax Return

Every month, your company will deduct income and municipal taxes from your salary, but students do not need to pay income tax if their annual income is less than 1,030,000 yen. The year-end tax adjustment ("nenmatsu chosei") or final tax return ("kakutei shinkoku") are used to settle the excess or deficiency in taxes paid. Year-end tax adjustment is done by your company. If your company does not make this year-end taxadjustment, you will need to file a tax return with the tax office.

See more about final tax returns別ウィンドウ